CONTRACT FOR DEED

A simpler way to buy a home

With a contract for deed, you purchase a home directly from the property seller instead of getting a traditional bank mortgage.

You make a down payment, sign a purchase agreement, and make monthly payments toward owning your home. You can move in once the agreement is finalized and you're approved to take possession.

It's another path to homeownership, with clear terms and payments you can plan for.

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SIMPLE & CLEAR

Know what you're paying for

Down Payment

One monthly payment can include principal, interest, property taxes, and insurance.

Your home. Your space. Your future.

This isn't a rental. You're purchasing a home through a contract for deed. Make it your own with personal touches, improvements, and updates that fit your lifestyle.

As the buyer, you're also responsible for ongoing maintenance and repairs. You take care of your home because you own it.

Buying a home should come with clear numbers. Before you sign, you'll know your down payment, monthly payment, and purchase price.

Start with an upfront payment based on the home you choose.

With our standard 30-year amortization terms, your principal and interest payment stays the same.

Monthly Payment

Fixed Principal & Interest

Building Equity

As you pay down your purchase balance, you build equity in your home.

Terms vary by property. Taxes and insurance may change over time.

GETTING STARTED

A different approach to qualifying

Traditional banks aren't your only option. Our seller-financing opportunities offer another way to purchase a home.

No Credit Check

Your credit score doesn't determine whether you can explore our homes.

No Background Check

Photo ID Required

Our standard process does not require a traditional background check.

A valid photo ID is required to schedule a showing for security and property access verification.

Income verification may be required depending on the property.

Proof of Income

Requirements vary by property and seller. Approval is not guaranteed.

KNOW BEFORE YOU BUY

Inspect before you sign

We encourage every buyer to have a home inspection before signing a contract for deed. An inspection can help you understand the home's condition, including the roof, plumbing, electrical systems, heating, and foundation.

We want you to know what you're buying so you can make a confident, informed decision.

Unlike renting, purchasing a home comes with responsibilities. As the buyer, you're generally responsible for ongoing maintenance and repairs, as outlined in your agreement and subject to applicable law.

This is your opportunity to make the home yours, care for it, and build toward full ownership.

Ready to take the next step?

Have questions about seller financing or interested in a home? We're here to help you explore your options and understand the process.